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How American Consumer Credit Counseling Can Make Paying Off Credit Card Debt Less Scary

Today credit cards have become an essential financial tool for many Americans. They offer convenience, exclusive benefits, and the ability to purchase even when cash is short. Credit cards can also lead to significant financial burdens if not managed properly. … Read More »

The Gig Economy: Managing Irregular Income

In recent years, the gig economy has experienced explosive growth, driven by technological advancements, an increasing desire for flexible work arrangements, and often remote work. Many individuals are now relying on freelance, contract, or part-time jobs to earn a living. … Read More »

Emergency Funds for College Students: Why They’re Necessary and How to Start One

Navigating college life is a journey filled with academic challenges, social opportunities, and the excitement of newfound independence. However, it is also a time when financial stability can become a significant concern. After all, for most college-bound people, this will … Read More »

A spending freeze is effectively for getting back on track.

Spending Freeze 101: Easy Guidelines To Avoid Debt

Our debt counselors say that a spending freeze can be a great tool against consumer debt. While it’s a fairly straightforward concept, there are some important steps, tricks, and rules that can be overlooked. The Basics of a Spending Freeze … Read More »

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creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

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