Credit Card Interest Calculator

Use this credit card interest calculator (a helpful debt resources tool) to see how much interest you will pay on your credit cards compared to what you can save on interest and pay off time with a debt management plan. Check out our other financial calculators, too.

Here are 5 reasons to speak with a credit counselor to learn how a debt management plan can help you.

Receive a free credit counseling session
Reduce your interest rates
Prevent late and over the limit fees
Pay off your debt in 5 years or less
Consolidate your debt into one monthly payment

Call 800-769-3571 to speak with a counselor or fill out the form below.

First Name*
Last Name*
Email*
Phone Number*
State*
Approximate Debt (Total Outstanding)*
Is this a good time to talk?*
Referral Source*
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By my participation, I hereby consent to receive mobile text messages sent by automatic telephone dialing system, or alternatively to receive a live telephone call from one of ACCC’s counselors, at any time of day, including the hours outside of 8:00 a.m. to 9:00 p.m. local time at the number provided in this form. I understand my consent to these terms is not a condition of purchase.

Are you feeling overwhelmed by your credit card debt? ACCC’s Debt Management Plan may be your answer!

Our Debt Management Plan will help you consolidate your unsecured debt into one monthly payment and restructures your payments to be more affordable. A debt management plan:

Is designed to fit your budget
Will reduce your interest rate on most credit card accounts
Will reduce or eliminate the penalty fees

Get Your Debt Management Plan

Are you still not sure if a Debt Management Program is right for you? See what others are saying.

Everything was clear! I never had any trouble contacting staff, and everything went as planned. I am so thankful for the assistance of ACCC. Everything was explained clearly, the payments set were manageable, and the cost of the program makes it affordable to all who are in the same situation as I was. Its non-profit status helps me know that all of the money and efforts go to support people who need them, like me!

– Beverly from AZ

I really appreciate all that your company has done for me with my debt management. Your professionalism has been outstanding and I can’t say enough about the help you have given me. I am currently debt free and have been so since the day I completed your program. I would be more than happy to recommend your company to anyone with a similar issue as me. Thanks again for all that you do and have a wonderful day.

– Justin from FL

I’m very pleased to have lower interest rates and see an end to this credit game. Since I’ve joined the debt management program I’ve made big improvements on how I manage my money. I really like your company. It has made paying off my credit cards a reality. I really liked the counselor that received my first call; he was really good and informative. My counselor changed me for the better.

– Marjorie from TX

Get Your Debt Management Plan

The testimonials provided herein are unsolicited comments from clients, based upon their individual needs, concerns, and circumstances. These comments are provided for informational purposes only and should not be construed as a guarantee of similar results or experiences, as each individual’s circumstances will vary. Client comments are included for informational purposes only.