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The exact formula for calculating your credit score is an industry secret. I can see them now, sneaking around with their calculators, judging me. We don’t know how they do it, but we do know what information on which a … Read More »
Here’s a fun credit counseling fact – before there was money, there was the barter system. I’m not sure how systematic it actually was. From my understanding, it basically worked like this… If you needed something, you had to trade … Read More »
Sometimes, saving money is not good enough to keep your debt at bay, and make ends meet. A part time job is always a solution, but what if there was a better way? A way that you would enjoy? When … Read More »
When it comes to personal finances, you may have heard the term “needs vs. wants” thrown around. What we need and what we want can be two very different things. But what is a want, and what is a need? … Read More »
As of today, roughly 9.5% of Americans are unemployed. Times are tough. People are getting laid off and are struggling to find new jobs. We try to keep it pretty light-hearted around here, but there’s nothing funny about this struggle … Read More »
In my search for personal finance gurus/ cool people who “get it” with personal finance I found Farnoosh Torabi. Farnoosh is a young success story, in addition to writing books and co-hosting with Jim Cramer, she has a TV show … Read More »
Food is great and is a necessity to keep you healthy but also can put quite the dent in your bank account. Over the last three years I have learned a few tips to help keep food spending to a … Read More »
Lately I’ve been thinking (Imagine that – me thinking! But anyway….) I’ve discovered that one of the most important traits for becoming frugal and saving money is not always math. Sometimes it’s powers of observation. Several times in the past … Read More »
There’s a new diet / lifestyle being tossed around lately.” Flexitarian.” Hunh? Essentially, a flexitarian diet is a flexible diet that does not entirely exclude meat, like a vegetarian or the strict vegan diet but does attempt to cut down … Read More »
Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.
