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50% of college students have four or more credit cards. That’s more than any responsible person needs. Many students use cards to either live beyond their means (which is against our credit counseling advice) or pay for tuition and other … Read More »
The following is a guest post by Christine Kane. If you are anything like me, you could go through a book a day. Classics, thrillers, fiction or non-fiction; it doesn’t really matter as long as you’ve got words in front … Read More »
Humans are given a finite amount of time and energy. These days, most people in the US have developed a habit of frayed focus, which dilutes both time and energy. While watching Grey’s Anatomy on Hulu you can also be … Read More »
Like almost everyone, I am always looking for a way to cut monthly spending. Recently, I was comparing my budget versus what I actually spend and I realized that a bulk of it, besides bills, is spent at the grocery … Read More »
Every month, American Consumer Credit Counseling will post a poll question on its homepage. As a nonprofit credit counseling agency, we’re always interested in learning more about consumers’ habits. For the month of February, ACCC asked about your tax refund… … Read More »
The following is a guest post from Shannon Weidemann. Years ago I tried tracking my daily spending using a small notebook and a pen that I carried around in my purse. For the first two days I diligently wrote down … Read More »
As of today, it’s been 2 years since the CARD Act (Credit Card Accountability, Responsibility and Disclosure) was enacted. Seems like only yesterday she was crawling on the floor eating stale cheerios. Memories… Anyway, the CARD Act employed several new … Read More »
The following is a guest post from Ally, a personal finance blogger from Sidney, Australia. It’s one thing to come up with a budget, but a whole other story to actually stick with it. How many times have you made … Read More »
I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay … Read More »
Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.
