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Here's our credit counseling advice to earn extra money around the house.

How to Earn Extra Money Around the House

September 12, 2023 Posted by Madison 0

There are a lot of ways to make extra money. Have you ever considered that your house could be a way to earn passive income? Use the space you already have to add to your bottom line so you can get out of debt by following our credit counseling tips!

Here's our credit counseling advice to earn extra money around the house.

Here’s our credit counseling advice to earn extra money around the house.

Earn Extra Money Around the House

  1. Rent out a room. If you have an extra room in your house, consider renting it out to gain additional income. Bedrooms with their own bathrooms and lodging with separate entrances, kitchen, and living spaces can command a higher price. Research how much money similar properties rent for in your area. Take nice photos of your space so you can find ideal tenants. Use sites like Craigslist and Airbnb to create listings.
  2. Refinance your mortgage. Although it might seem extreme, refinancing your mortgage can be an excellent way to save money! You may be able to save by lowering your interest rate, reducing the term or length of your loan, or switching your mortgage type. Use the money you saved by lowering your mortgage payment to pay down credit card debt.
  3. Sell stuff. Do you have more clothes than you know what to do with? Maybe you have old textbooks laying around. Well, sell them! If you’re never going to wear that vintage jacket again, you might want to consider bringing it to a consignment store for some quick cash.
  4. Use storage space. You may not be the only one with lots of stuff. Rent out your closets, attics, and storage space for other people to use. There are tons of websites that help owners and prospective renters find each other. Be sure to establish guidelines in your contract, such as what renters can store in the space and whether or not you will be legally liable for their things.

Make sure to do your research! Touch base with your licensed agent to ensure your home is properly insured and that you’re complying with state and local laws.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Madison

Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

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