If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Extravagant Engagement Ideas on a Budget

When it comes to engagements, it’s easy to get swept up in the idea that they need to be grand, Hollywood-style gestures. However, even if you’re working with a budget, you can still plan an extravagant engagement that neither you nor your partner will ever forget. At the end of the day, this is the beginning of the life you want to build together with your partner. This is the beginning of the rest of your life. Therefore, you really do not want to take the risk of bursting through your budget for this one event. Please note that this does not require you to take the romance out of the occasion. This is about being cautious about your financial future and making the smart choice. You can still have a memorable engagement on a budget. Coming up with extravagant engagement ideas on a budget is really not that difficult. However, here are some ideas to help you make a big splash without the big spend.

extravagant engagement ideas on a budgetExtravagant Engagement Ideas on a Budget

1. The Power of Planning:

Start with a solid plan. Sit down and figure out exactly how much you’re willing to spend on this engagement. This is the most crucial part. Working on a budget on any project helps you keep you focused and helps guide your decisions. Remember, it’s not about the amount you spend, but the thought and effort you put into making the moment special. Look at your budget and decide what you are comfortable spending without having to add more on to consumer debt. 

2. Location, Location, Location:

You don’t have to rent out the fanciest venue in town to have a memorable engagement. Sometimes, the most meaningful locations are free. Think about places that are special to both of you: where you had your first date, a favorite quiet beach, or even a picturesque spot in your local park. The sentiment will add so much to the moment.

3. Enlist the Help of Friends and Family:

Why hire a professional musician or photographer when you might have talented individuals within your social circle? Friends and family can add a personal (and cost-effective) touch. Maybe you have a friend who plays the guitar or a cousin who’s great at taking photos. They’ll most likely be thrilled to be part of your big day. This is surely a big ticket item on which you can cut down costs.

4. DIY to Add a Personal Touch:

A little DIY can go a long way. Instead of spending a fortune on decorations, invitations, or other accessories, why not do it yourself? There are countless tutorials online for creating homemade engagement essentials. This approach isn’t just budget-friendly; it also allows you to infuse more personality and significance into the smallest details.

5. Make It an Intimate Affair:

Having an audience of hundreds isn’t what makes an engagement special. You can plan a luxurious, intimate experience just for the two of you, or with just a handful of close loved ones. This way, you save on several costs and can focus more on personal touches and those involved.

6. Smart Ring Shopping:

The engagement ring can be one of the most significant expenses. But it doesn’t have to be. Consider alternatives to the traditional diamond, like gemstones, which can be just as stunning. You can also look for second-hand rings, which are not only more affordable but also come with their own history.

7. Capture the Moment, Creatively:

Professional engagement shoots can be pricey. If you’re looking to capture the moment, get creative. Set up a phone on a tripod for a picture-perfect engagement selfie. Alternatively, consider hiring photography students from local universities; they’re often looking for portfolio work and charge much less than professionals.

Bottom Line

An extravagant engagement doesn’t have to mean extravagant spending. With a little creativity, help from your community, and focusing on what truly matters, you can plan an engagement that feels luxurious and personal, all within your budget. After all, it’s the love you’re celebrating that’s lavish, not the price tag.

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: blog/extravagant-engagement-ideas-on-a-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=extravagant-engagement-ideas-on-a-budget
Loaded Template: single.php