Long Beach, California, is a vibrant city known for its waterfront attractions, diverse population, and cultural richness. However, like many areas in California, Long Beach residents face significant financial challenges, especially concerning credit card debt and the high cost of living.
California’s financial struggles, such as large public debt and costly infrastructure projects, reflect the broader economic pressures that its citizens endure daily. Long Beach, while unique, is not exempt from these challenges. The cost of living in Long Beach is substantially higher than the national average, driven by expensive housing and high utility costs. Long Beach residents face a median rent exceeding $1,800, which can be a significant portion of income. The cost of living in Long Beach is roughly 20% higher than the national average, while the minimum wage remains at $8 per hour. This financial squeeze can lead many to rely on credit cards, potentially leading to overwhelming debt.
This economic backdrop makes managing personal finances and debt a priority for many in Long Beach. According to LendingTree, the average credit card debt in California in 2024 is 5.4%, which is an increase of 5% or more from previous years. The average credit card balance in California is $6,222, which is higher than the national average of $5,733.
American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to helping people like you since 1991. We offer credit counseling, debt management services, and financial education to consumers all across the nation. With branches throughout the country and certification to operate in all 50 states, ACCC is here to support California residents in getting out of credit card debt and boosting their financial know-how.
Let us help you take control of your financial future!
Phone Counseling:
Join the ranks of thousands who have embarked on the journey to financial freedom. Our experienced counselors are ready to assist you every step of the way. With just a phone call, they will guide you through the entire process of setting up your personalized Debt Management Program. You’ll receive expert advice tailored to your unique situation, ensuring you have the support and knowledge needed to regain control of your finances.
Take the first step today and let our friendly and knowledgeable counselors help you achieve the financial peace you deserve.
Phone:
Online Counseling:
If you prefer a more self-directed approach, ACCC has you covered with our online counseling services. You can start whenever it’s convenient for you and proceed at your own pace, making it easy to fit into your busy schedule. Just be sure to have your most recent bills and statements on hand to make the most of the experience. Our team is still here to support you if you need any assistance along the way!
- California residents have an average of $6,222 in credit card debt
- Get a free credit counseling session
- Pay off your debt in most cases within five years
Hours and location:
ACCC Long Beach Address:
145 W Broadway
Long Beach, CA 90802
Hours:
In-person counseling is by appointment only. Please call us at the number below to schedule an appointment with a trained counselor.
Appointments are available during these times:
Monday through Friday 9am to 3 pm
