California’s financial struggles cast a long shadow, impacting residents across the state. While Bakersfield may not face the same exorbitant living costs as coastal cities, the weight of debt is a very real concern. A 2023 study by WalletHub placed Bakersfield 15th on their list of cities with the biggest credit card debt increase, with an average household carrying a staggering $14,596.
The high cost of living, coupled with stagnant wages, can quickly push Bakersfield residents towards credit card reliance. Housing costs continue to rise, with the median rent for a one-bedroom apartment exceeding $1,300. Despite the rising cost of living, California’s minimum wage remains at $16 per hour. This financial squeeze can force many to rely on credit cards to cover basic needs, leading to a potential debt spiral.
American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to helping people like you since 1991. We offer credit counseling, debt management services, and financial education to consumers all across the nation. With branches throughout the country and certification to operate in all 50 states, ACCC is here to support California residents in getting out of credit card debt and boosting their financial know-how.
Let us help you take control of your financial future!
Phone Counseling:
Join the ranks of thousands who have embarked on the journey to financial freedom. Our experienced counselors are ready to assist you every step of the way. With just a phone call, they will guide you through the entire process of setting up your personalized Debt Management Program. You’ll receive expert advice tailored to your unique situation, ensuring you have the support and knowledge needed to regain control of your finances.
Take the first step today and let our friendly and knowledgeable counselors help you achieve the financial peace you deserve.
Phone:
Online Counseling:
If you prefer a more self-directed approach, ACCC has you covered with our online counseling services. You can start whenever it’s convenient for you and proceed at your own pace, making it easy to fit into your busy schedule. Just be sure to have your most recent bills and statements on hand to make the most of the experience. Our team is still here to support you if you need any assistance along the way!
- California residents have an average of $6,952 in credit card debt
- Get a free credit counseling session
- Pay off your debt in most cases within five years
Hours and location:
ACCC Bakersfield Address:
4900 California Ave
Tower B, 2nd Floor
Bakersfield, CA 93309
Hours:
In-person counseling is by appointment only. Please call us at the number below to schedule an appointment with a trained counselor.
Appointments are available during these times:
Monday through Friday 9am to 3 pm
