If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

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Resources & Tools

Student Loan Repayment Options

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The average student loan debt is more than $35,000. If you are ready to start repaying your Federal student loan debt, there are several repayment options available to you.

Most borrowers start with the standard plan and adjust their repayment option as needed. There are 3 repayment plans that have 10-15 year loan terms, with fixed or graduated payments and typically cost the least in interest.

a. Standard repayment plan
i. Up to 10 years
ii. Plan with the least amount of interest paid over time

b. Graduated repayment plan
i. Up to 10 years
ii. Payments increase every two years

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

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