If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

How To Be Financially Literate

If you like our content, make sure to subscribe to our channel! 

Basic money management skills are extremely important for Millennials’ long-term financial stability and success. Strong financial literacy means understanding concepts such as budgeting, checking and savings accounts, credit and investments and the most beneficial ways to spend your money. The more financial literacy Millennials have, the easier it will be to avoid excessive debt and prepare for the future..

Tips for millennials to become financially literate.

  1. Learn how to budget – Budgeting is the cornerstone of responsible financial planning. Creating and maintaining a budget shows exactly how much money you have and where it’s being spent. A budget will help you find ways to save money and plan for the future.
  2. Understand credit – Learn the concepts of credit, including: why credit is important, the information used to calculate a credit score and how to improve a credit score. It’s also crucial to understand the best strategies for paying down credit card debt.
  3. Create a checking/savings account– Creating a checking and/or savings account is one of the first actions you can take to keep your money safe and make paying bills easier and more convenient.
  4. Understand debt/loans – There are a number of student loan repayment options to help you pay off loans in a timely manner within your budget. Repayment plans can be changed at any time, even if you’ve been assigned a repayment plan when you first began repaying the student loan. Understanding debt/loans – Different debt requires different strategies. Not all debt is created equal nor is it addressed the same way.   Types of debt may include; student loans, auto loans, mortgage, credit cards, medical bills, and even utilities.  
  5. Understand the danger of identity theft –Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes. The best way to help prevent becoming a victim of ID theft is to safeguard your personal information.
creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: debt-resources-tools/videos/informational-videos/how-to-be-financially-literate
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=how-to-be-financially-literate
Loaded Template: single-debt-resources.php