If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Celebrating Valentine’s Day On A Budget

Valentine’s Day is around the corner and you are probably wondering how to go about celebrating the big day on a budget. Celebrating any special occasion does not need to be expensive- especially if you are struggling with debt management. So how can you enjoy Valentine’s Day on a budget?

Stay on track with your debt payments with these budget-friendly ideas.

Stay on track with your debt payments with these budget-friendly ideas.

Celebrating Valentine’s Day On A Budget

There are plenty of things to do on Valentine’s Day without breaking your bank. Let’s break it down now, shall we? 

Movie Night In

With the popcorn, soda, movie tickets and the chocolates, your movie night can get quite an expensive affair. Therefore why not turn your own home into a cozy movie night experience as you go about celebrating Valentine’s Day on a budget? You are already paying for your streaming services. So pick your favorite classic on Netflix this Valentine’s Day!

Put on those skates under a starry night’s sky

Pack up some sandwiches, a thermos full of hot chocolate and head over to the skating rink! You are guaranteed to spend some quality time with your loved one on a budget.

Game night is a fun way to celebrate Valentine’s Day

A game of Scrabble or cards? It’s a fun way to spend your Valentine’s Day! Add some homemade nibbles into the mix and a glass of wine, you are all set to celebrating Valentine’s Day on a budget yet in style.

Homemade Spa! Sounds Good to Me

Shop around for some bath salts, scented candles, and a bubble bath. You can create your own spa in the comfort of your own home. If you are living a busy life and are in need of a perfect way to relaxation, this is it! Throw in a pitcher with ice water, cucumber slices, mint leaves, and a squeeze of lime to cap off the ultimate spa experience.

Celebrating with DIY Valentine’s activities does not imply you are cheap, just that you are financially savvy! You do not have to miss out on the experience or end up with consumer debt! In my opinion, it’s a win-win.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: blog/valentines-day-on-a-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=valentines-day-on-a-budget
Loaded Template: single.php