Giving gifts is one of my favorite things. Oftentimes, I want to give too much and will blow through my set budget. The importance of a holiday gift budget isn’t to limit joy, it’s all about preserving your finances and spreading cheer. Our debt counselors know overspending and debt leads to quite the opposite of holiday cheer. Keep your finances in order and still show family and friends you care with these $20 thoughtful gift ideas.
If you’re paying off debt, try these $20 thoughtful gift ideas!
List of $20 Thoughtful Gift Ideas
Fortunately, there are plenty of gifts available for a small budget. Setting a low gift budget can allow you to still get out of debt that you may already have. Some of the list below are retail and others are DIY. Use this collection of $20 thoughtful gift ideas to spark your holiday shopping.
Gift Ideas for a Low Budget
- Month subscription of Netflix or Spotify
- CD or DVD or Vinyl
- Book
- Quality Used Item
- Scarf
- $20!
- Wool Socks
- Yarn
- Drawing Pad & Markers
- DIY Recipe in a Mason Jar
- Blanket
- Candy
- Movie Pass
- Homemade Treats
- Magnetic Framed Photo
- Beauty Supplies
- Simple Ring or Piece of Jewelry
- Candle
- Wine
- Cute Home Decor
- Tree Ornament
- Hat
Don’t discount your own ability to make a DIY gift. If you are crafty or can work with a friend to create something, go for it! You may end up a few dollars below or above $20 on a gift. Just be sure to balance one purchase out with another or know where the overages can be pulled from in the budget.
Make sure to create your own holiday shopping checklist. Write down everyone who needs a present, your ideas for them and the budget. From there you can research the costs of the gifts you want. You may need to change gift ideas if it’s too pricey or if you need to find it used somewhere. Thrift shops, eBay and Craigslist are a few examples of places you can find gifts for a reduced price.
If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.
