If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Financial Advice On International Women’s Day

Women tend to live longer, stop working at times during their careers and earn less than men. For all these reasons and more, it’s important for women as well as men to be financially literate. Our debt counselors are celebrating International Women’s Day by sharing these financial tips and resources.

Here are some financial tips for International Women's day!

Here are financial tips for International Women’s day!

Celebrate International Women’s Day with Financial Literacy

In any season of life, a woman can be empowered with a strong understanding of personal finances. While there are many nuances and complex areas of finance, having a few core financial principles under your belt can help you to navigate through the tough parts.

Let’s take a look at some key concepts to build your financial toolbox on International Women’s Day.

7 Key Financial Principles for International Women’s Day

Spend Less Than You Earn. I think this is the Golden Rule. By committing to this concept in your finances, there will be room to accomplish goals, stay out of debt and save money. It does require that you track your income, expenses, and spending diligently. Try this Budgeting Worksheet to get started.

Make Saving a Priority. Saving is so important, but the results don’t happen overnight. Keeping saving in mind will not only control spending, but avoid debt as well since you will be prepared. It’s also a good reminder about forecasting retirement needs and how long that can take.

Debt Isn’t Required. Like many Americans, I grew up thinking credit card debt and living paycheck-to-paycheck was normal. Thankfully, this is not true. Remember to spend less than you earn and make saving a priority. So instead of going into debt over a large purchase, you can save for it first.

It’s Never Too Early to think about Retirement. Compound interest takes time to…compound. After years and years, your investment will build and build. All investors have these charts in their offices that will tell you the younger you are, the more your investment will make for you by the time you need to retire. Listen to them!

Write Down Your Budget & Goals. There is nothing worse than having undefined and unachievable goals. You can’t get anywhere without knowing where you are going.

Work as a Team. If you are in a serious relationship or married, it’s critical to discuss finances with one another. You and your partner come from different backgrounds, philosophies and financial standings. There may be some unspoken debt that comes with anxiety, shame or fear of rejection. No matter how good your relationship is, anything can be soured by not working together on finances.

Protect Your Assets. Insurance, identity theft protection and estate planning are very important actions to take. Protect all your hard work now and for the future.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Michelle

Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: blog/financial-advice-international-womens-day
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=financial-advice-international-womens-day
Loaded Template: single.php