If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Consolidated Debt

Pay off credit cards more quickly with consolidated debt solutions.

Looking for a consolidated debt solution to help pay off credit card debt? Good for you! A consolidated debt solution can be a great first step on the path to getting out of debt and living life debt-free.

But not all consolidated debt programs are equal. In fact, some may leave you even deeper in debt by charging enormous fees. Others may require you to pay off old debt by taking out a new loan at sky-high interest rates. As you’re considering a consolidated debt plan, just be sure that the partners you choose are dedicated to helping you get out of debt as quickly as possible.

That’s what we do at American Consumer Credit Counseling (ACCC). As a nonprofit agency dedicated to providing debt relief assistance to individuals and families, our goal is to help you find the best option for your financial situation. We offer free credit counseling and the fees for our debt management services is among the lowest in the industry. Contact us today for a free, no-obligation consultation to learn more about your consolidated debt options.

How our consolidated debt plan works.

When you work with our professional credit counselors to pay off debt, we’ll first provide you with a complete evaluation of your financial situation. We’ll help you create a budget – something workable that you can live with while paying down what you owe. And if your financial situation is right for it, we may recommend a debt management plan as a way to pay off debts.

Our debt management plan is a somewhat of a debt and bill consolidation program, but you do not take out a loan to pay off debts. It works like this: instead of paying all your creditors every month, you make one payment to us and we make payments to your creditors on your behalf. This accomplishes two things. It simplifies your financial situation – with just one payment to make each month, it’s easier to stay on track and keep up with your payments. And it lets us negotiate with your creditors to seek a possible reductions in late fees, interest rates and over-limit charges. It’s a simple approach to consolidated debt, and has worked for thousands of people just like you.

The benefits of a consolidated debt plan with ACCC.

Our consolidated debt plan will let you:

  • Pay off your unsecured debt more quickly, usually within five years.
  • Reduce your financial stress. With a workable budget and just one payment to make each month, you’ll spend a lot less time worrying about money.
  • Get expert advice. Our professionally trained and independently certified credit counselors are experts in consolidated debt solutions and at helping people find the right solution to get out of debt.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: consolidated-debt
Matched Rewrite Rule: ([^/]+)(?:/([0-9]+))?/?$
Matched Rewrite Query: name=consolidated-debt&page=
Loaded Template: single-resource-pages.php