Once enrolled into a debt management program, your job doesn't end just because a credit counseling agency has agreed to pay your bills on your behalf. You need to be aware of what is happening with your accounts and you want to make sure that the agency fulfills its promises to you. Additionally, it is your responsibility to monitor your program to ensure accuracy and to be sure you are receiving the benefits of being on a debt management program. Enlisting a credit counseling organization to help you with your debt problems is a great way of finding financial relief for you and your family, but being proactive during your financial recovery process is your best course of action. In any debt management program, it is important to: